Wipe out your debt. Keep your life. Chapter 7 & Chapter 13 bankruptcy — Arkansas & New Mexico.
The moment your case is filed, a federal court order stops the garnishments, lawsuits, and collection calls. Most Chapter 7 clients are debt-free in three to five months — and keep their house, car, and retirement. The first look at your case is free, by phone or video.
Request a free debt analysis
Tell us what’s going on — we’ll get back to you within one business day. Free, confidential, no obligation.
- Collection lawsuits dropped
- Flat fees, in writing
- Free & confidential
- Garnishments & lawsuits stop the day you file
- Most clients keep house, car & retirement
- Flat fees, in writing · free first analysis
Admitted: U.S. Supreme Court · 8th Circuit · Supreme Court of Arkansas · Supreme Court of New Mexico
Chapter 7 or Chapter 13? Here’s the straight answer.
Bankruptcy is the most powerful debt tool in American law — a federal court order that stops collectors cold. We file Chapter 7 and Chapter 13 cases across Arkansas and New Mexico, and every case starts with the truth about which chapter fits you — or whether you need to file at all.
Chapter 7: the clean slate.
Credit cards, medical bills, personal loans, payday loans, repossession balances — wiped out, usually in three to five months. Most filers keep everything they own. If your income is at or below your state’s median, you likely qualify. Arkansas FAQ · New Mexico FAQ
Chapter 13: keep the house, catch up.
Behind on the mortgage or car? Chapter 13 stops the foreclosure or repossession and rolls what you’re behind into one court-protected payment plan over three to five years — while you keep the property. How it stops foreclosure
Don’t need to file? We’ll say so.
If you’re judgment-proof, filing may be money you don’t need to spend. And when a junk-debt buyer sues, we make them prove it — we’ve had cases dropped after countersuing under the FDCPA. Sued by a collector?
Handled by Asa and Alyza, together.
Asa King — the supervising attorney — reviews and signs every petition and personally appears at your §341 meeting and any hearing. The legal calls are his.
Alyza, a Juris Doctor admitted to practice in the Philippines (and a paralegal here in the U.S.), keeps the file clean — intake, documents, deadlines, and the trustee’s office. Nothing slips through the cracks.
Admitted to practice.
Before the highest courts in the country and in both states we serve.