Free debt analysis. Before you file, settle, or panic.
We look at your whole situation and tell you the truth — bankruptcy, fighting back, or doing nothing at all. The first look is free, by phone or video.
Request a free debt analysis
Tell us what’s going on — we’ll get back to you within one business day. Free, confidential, no obligation.
- Collection lawsuits dropped
- Flat fees, in writing
- Free & confidential
- Free analysis — no obligation, ever
- We’ve had collection lawsuits dropped
- Flat fees, in writing · mostly remote
Admitted: U.S. Supreme Court · 8th Circuit · Supreme Court of Arkansas · Supreme Court of New Mexico
The free analysis comes first.
Most lawyers who advertise “bankruptcy” sell bankruptcy. We don’t. We look at what you owe, what you earn, what you own, and who’s suing you — then we tell you the truth about your options.
Are you even collectible?
If your income is exempt and you own nothing a creditor can take, you may already be judgment-proof — and filing bankruptcy could be money you don’t need to spend. We’ll tell you straight.
We fight the lawsuit.
Most collection suits are junk-debt buyers betting you won’t show up. We make them prove they own the debt — and we’ve had cases dropped after countersuing under the FDCPA.
Bankruptcy, done right.
If Chapter 7 or 13 is the answer, filing stops the calls, lawsuits, and garnishments. Most clients keep their house, car, and retirement. Flat fee, disclosed in writing.
Handled by Asa and Alyza, together.
Asa King — the supervising attorney — reviews and signs every petition and personally appears at your §341 meeting and any hearing. The legal calls are his.
Alyza, a Juris Doctor admitted to practice in the Philippines (and a paralegal here in the U.S.), keeps the file clean — intake, documents, deadlines, and the trustee’s office. Nothing slips through the cracks.
Admitted to practice.
Before the highest courts in the country and in both states we serve.